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#0000000f);filter:var(--tw-blur,)var(--tw-brightness,)var(--tw-contrast,)var(--tw-grayscale,)var(--tw-hue-rotate,)var(--tw-invert,)var(--tw-saturate,)var(--tw-sepia,)var(--tw-drop-shadow,)}.filter{filter:var(--tw-blur,)var(--tw-brightness,)var(--tw-contrast,)var(--tw-grayscale,)var(--tw-hue-rotate,)var(--tw-invert,)var(--tw-saturate,)var(--tw-sepia,)var(--tw-drop-shadow,)}.filter\!{filter:var(--tw-blur,)var(--tw-brightness,)var(--tw-contrast,)var(--tw-grayscale,)var(--tw-hue-rotate,)var(--tw-invert,)var(--tw-saturate,)var(--tw-sepia,)var(--tw-drop-shadow,)!important}.transition{transition-property:color,background-color,border-color,outline-color,text-decoration-color,fill,stroke,--tw-gradient-from,--tw-gradient-via,--tw-gradient-to,opacity,box-shadow,transform,translate,scale,rotate,filter,-webkit-backdrop-filter,backdrop-filter;transition-timing-function:var(--tw-ease,var(--default-transition-timing-function));transition-duration:var(--tw-duration,var(--default-transition-duration))}.transition-all{transition-property:all;transition-timing-function:var(--tw-ease,var(--default-transition-timing-function));transition-duration:var(--tw-duration,var(--default-transition-duration))}.duration-300{--tw-duration:.3s;transition-duration:.3s}.ease-in{--tw-ease:var(--ease-in);transition-timing-function:var(--ease-in)}.ease-in-out{--tw-ease:var(--ease-in-out);transition-timing-function:var(--ease-in-out)}.ease-out{--tw-ease:var(--ease-out);transition-timing-function:var(--ease-out)}.perspective-distant{perspective:var(--perspective-distant)}@media (hover:hover){.hover\:underline:hover{text-decoration-line:underline}}@media (min-width:40rem){.sm\:mx-\[3\.75rem\]{margin-inline:3.75rem}.sm\:mt-1{margin-top:calc(var(--spacing)*1)}.sm\:mb-\[6\.1vh\]{margin-bottom:6.1vh}.sm\:ml-\[1\.25rem\]{margin-left:1.25rem}.sm\:ml-\[2rem\]{margin-left:2rem}.sm\:w-1\/2{width:50%}.sm\:w-\[17\.6rem\]{width:17.6rem}.sm\:w-\[534px\]{width:534px}.sm\:w-full{width:100%}.sm\:flex-row{flex-direction:row}.sm\:items-center{align-items:center}.sm\:gap-0{gap:calc(var(--spacing)*0)}.sm\:px-8{padding-inline:calc(var(--spacing)*8)}.sm\:py-10{padding-block:calc(var(--spacing)*10)}.sm\:pr-0{padding-right:calc(var(--spacing)*0)}.sm\:text-3xl{font-size:var(--text-3xl);line-height:var(--tw-leading,var(--text-3xl--line-height))}.sm\:text-sm{font-size:var(--text-sm);line-height:var(--tw-leading,var(--text-sm--line-height))}}@media (min-width:48rem){.md\:mx-2{margin-inline:calc(var(--spacing)*2)}.md\:-mt-6{margin-top:calc(var(--spacing)*-6)}.md\:mt-20{margin-top:calc(var(--spacing)*20)}.md\:mr-30{margin-right:calc(var(--spacing)*30)}.md\:ml-6{margin-left:calc(var(--spacing)*6)}.md\:min-h-\[60vh\]{min-height:60vh}.md\:w-\[35\%\]{width:35%}.md\:grid-cols-3{grid-template-columns:repeat(3,minmax(0,1fr))}.md\:flex-row{flex-direction:row}.md\:gap-15{gap:calc(var(--spacing)*15)}.md\:px-16{padding-inline:calc(var(--spacing)*16)}.md\:px-20{padding-inline:calc(var(--spacing)*20)}.md\:py-0{padding-block:calc(var(--spacing)*0)}.md\:py-16{padding-block:calc(var(--spacing)*16)}}@media (min-width:64rem){.lg\:mr-3{margin-right:calc(var(--spacing)*3)}.lg\:mb-2{margin-bottom:calc(var(--spacing)*2)}.lg\:w-1\/3{width:33.3333%}.lg\:grid-cols-1{grid-template-columns:repeat(1,minmax(0,1fr))}.lg\:grid-cols-\[auto_1fr\]{grid-template-columns:auto 1fr}.lg\:pr-\[32rem\]{padding-right:32rem}.lg\:pr-\[37rem\]{padding-right:37rem}.lg\:text-2xl{font-size:var(--text-2xl);line-height:var(--tw-leading,var(--text-2xl--line-height))}.lg\:text-\[1\.5rem\]{font-size:1.5rem}}}@font-face{font-family:Bower;src:url(/assets/Bower-Bold-YfbFaBUF.woff);font-style:normal;font-weight:400}@font-face{font-family:McKinsey Sans Light;src:url(/assets/McKinseySans-Light-DDAvhN0b.woff);font-weight:300;font-stretch:100%;font-style:normal}@font-face{font-family:McKinsey Sans Regular;src:url(/assets/McKinseySans-Regular-5hY99EDn.woff);font-weight:400;font-stretch:100%;font-style:normal}@font-face{font-family:McKinsey Sans Medium;src:url(/assets/McKinseySans-Medium-m03VRuhX.woff);font-weight:500;font-stretch:100%;font-style:normal}html{scroll-behavior:smooth}body{-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;scroll-behavior:smooth;margin:0;font-family:McKinseySans-Regular,Segoe UI,Roboto,Oxygen,Ubuntu,Cantarell,Fira Sans,Droid Sans,Helvetica Neue,sans-serif}code{font-family:source-code-pro,Menlo,Monaco,Consolas,Courier New,monospace}.active-link:after{content:"";background-color:#fff;width:100%;height:3px;position:absolute;top:44px;left:0}#widget-container{z-index:9999;position:fixed;top:0;right:0}@property --tw-translate-x{syntax:"*";inherits:false;initial-value:0}@property --tw-translate-y{syntax:"*";inherits:false;initial-value:0}@property --tw-translate-z{syntax:"*";inherits:false;initial-value:0}@property --tw-rotate-x{syntax:"*";inherits:false;initial-value:rotateX(0)}@property --tw-rotate-y{syntax:"*";inherits:false;initial-value:rotateY(0)}@property --tw-rotate-z{syntax:"*";inherits:false;initial-value:rotateZ(0)}@property --tw-skew-x{syntax:"*";inherits:false;initial-value:skewX(0)}@property --tw-skew-y{syntax:"*";inherits:false;initial-value:skewY(0)}@property --tw-border-style{syntax:"*";inherits:false;initial-value:solid}@property --tw-leading{syntax:"*";inherits:false}@property --tw-font-weight{syntax:"*";inherits:false}@property --tw-shadow{syntax:"*";inherits:false;initial-value:0 0 #0000}@property --tw-shadow-color{syntax:"*";inherits:false}@property --tw-shadow-alpha{syntax:"<percentage>";inherits:false;initial-value:100%}@property --tw-inset-shadow{syntax:"*";inherits:false;initial-value:0 0 #0000}@property --tw-inset-shadow-color{syntax:"*";inherits:false}@property --tw-inset-shadow-alpha{syntax:"<percentage>";inherits:false;initial-value:100%}@property --tw-ring-color{syntax:"*";inherits:false}@property --tw-ring-shadow{syntax:"*";inherits:false;initial-value:0 0 #0000}@property --tw-inset-ring-color{syntax:"*";inherits:false}@property --tw-inset-ring-shadow{syntax:"*";inherits:false;initial-value:0 0 #0000}@property --tw-ring-inset{syntax:"*";inherits:false}@property --tw-ring-offset-width{syntax:"<length>";inherits:false;initial-value:0}@property --tw-ring-offset-color{syntax:"*";inherits:false;initial-value:#fff}@property --tw-ring-offset-shadow{syntax:"*";inherits:false;initial-value:0 0 #0000}@property --tw-outline-style{syntax:"*";inherits:false;initial-value:solid}@property --tw-blur{syntax:"*";inherits:false}@property --tw-brightness{syntax:"*";inherits:false}@property --tw-contrast{syntax:"*";inherits:false}@property --tw-grayscale{syntax:"*";inherits:false}@property --tw-hue-rotate{syntax:"*";inherits:false}@property --tw-invert{syntax:"*";inherits:false}@property --tw-opacity{syntax:"*";inherits:false}@property --tw-saturate{syntax:"*";inherits:false}@property --tw-sepia{syntax:"*";inherits:false}@property --tw-drop-shadow{syntax:"*";inherits:false}@property --tw-drop-shadow-color{syntax:"*";inherits:false}@property --tw-drop-shadow-alpha{syntax:"<percentage>";inherits:false;initial-value:100%}@property --tw-drop-shadow-size{syntax:"*";inherits:false}@property --tw-duration{syntax:"*";inherits:false}@property --tw-ease{syntax:"*";inherits:false}